Alain Quennec

What Is a “Return”?

By Alain Quennec on 26 Jul 2021

There’s an old investment joke that goes, “Do investors care more about the return on their investment or the return of their investment?” We want growth plus our original investment back to us, don’t we?

Behavioural Finance

By Brent Vandekerckhove on 06 Oct 2021

The investment world is based on decisions humans make regarding money every day – some decisions lead to positive outcomes, and others have negative results.

Personal Finance 101

By Shaun Sun on 06 Oct 2021

I hope settling into a back-to-school “routine” has been going well for parents and students everywhere

Property Tax Deferment

By Jon Knutson on 26 Jul 2021

While Canadian real estate prices have soared, so has the cost of maintaining a home. Fortunately, there is a government program to help defer one of the costs associated with home ownership.

Preserve and Improve your Credit Score

By Nick Hearne on 17 Nov 2020

A solid credit score is your endorsement as a desirable borrower, providing you with access to capital at better rates, saving you considerable interest costs and helping you achieve your financial goals.

Opportunities Where You Least Expect Them

By Brett Simpson on 22 Oct 2020

When we are young, we don’t know what we don’t know!

Financial Tips for Young Adults

By John Hale on 20 Oct 2020

Recently, my nephew and I went out for lunch to celebrate his acceptance to the University of Victoria. I would like to share some of the financial advice I passed on to him.

What is a Financial Plan?

By Anne Hammond on 20 Jan 2020

What does it mean to create a financial plan? And why is it important to do so? 

Critical Illness Insurance

By Brent Vandekerckhove on 24 Oct 2019

Managing risk is something we do in many aspects of our lives. When I give seminars on financial planning, I like to ask the audience what they think their biggest asset is. Most will answer their home, especially in the Lower Mainland.

Informal Trusts

By Christian White on 20 Feb 2019

Informal trusts, or ITFs, are a tax-efficient way to provide a savings plan for a minor child. These accounts can be used for funding future education, protecting an inheritance or, as is often the case...

Your Love Letter: New Year’s Resolution

By Patrick McGuire on 24 Jan 2019

Love isn’t in the big gestures. It’s in the small details – the everyday minutiae of the lives of people that we care for.

Choosing an Investment Fund

By Bryn Hamilton on 24 Jan 2019

For the purposes of this piece, we will be focusing on managed money and, in particular, mutual funds. An investment advisor who chooses investment funds on behalf of a client is implementing what’s called Overlay Money Management. 

A Few Financial Resolutions for the New Year

By Anne Hammond on 24 Dec 2018

Once all the Christmas dinners are done, the guests have gone home, the Boxing Day shopping is done, our new purchases are safely home, and the house is quiet as we wait to bring in the New Year, our thoughts often begin to turn toward resolutions for the new year

The Benefits of Student Credit Cards

By Debbie Saleem on 19 Nov 2018

When my oldest son turned 19 last year, he was very surprised when I insisted that he apply for his first credit card – a student credit card with a low limit and no annual fee. He happily obliged!

How Small Things Can Make a Big Difference

By Brett Simpson on 22 Oct 2018

After thirty-five years of financial advising, I would like to share some insights I’ve recognized as important ingredients in effective integrated wealth management.

Making the Best Use of Your Home Equity in Retirement

By Rick Orford on 20 Oct 2018

In the past 10+ years, Vancouver homeowners have enjoyed significant increases in property values. In some cases, property values have increased 2x and 3x

Today’s Executor is a Digital Executor

By Sharon Hartung on 23 Jul 2021

On May 13, 2021, I was delighted to join RGF advisors and clients for their second virtual event where I discussed the ideas covered in my first book, Your Digital Undertaker– Exploring Death in the Digital Age in Canada.

Planning for Retirement... Mentally

By Debbie Saleem on 29 Apr 2021

You’ve met with your advisor and are delighted to find out that you’re financially on track to retire within the new few years.

Retirement on Your Horizon? Considerations of the Pandemic ’s Ripple Effects

By Isabelle St-Jean on 21 Oct 2020

While leading retirement seminars for pre-retiring professionals over the past 10 years, I have observed diverse levels of readiness, attitude, and concern toward this major work/life transition.

What is a Financial Plan?

By Anne Hammond on 20 Jan 2020

What does it mean to create a financial plan? And why is it important to do so? 

Making an Election for your Defined Benefit (DB) Pension

By Nick Hearne on 24 Oct 2019

Employers guarantee a specific retirement benefit for each employee who participates in their defined benefit pension plan.

Travel Tips to Consider Before Your Next Trip

By Claire Newell on 24 Oct 2019

Knowing the tricks of the travel trade could save you money and hassle the next time you take a trip. There are plenty, but here are a few of my favorites to consider before your next trip. 

We have Hope…

By Mark Neufeld on 24 Oct 2019

On Saturday, August 24th and Sunday, August 25th, the Market Cycles of RGF Integrated Wealth Management took part in their 11th straight Ride to Conquer Cancer benefiting the BC Cancer Foundation.

What are the major risks when planning your retirement?

By Clay Gillespie on 14 Aug 2019

How to Cultivate Gratitude in Kids

By Dr. Deborah MacNamara on 21 Jul 2019

We can give our children a lot – from material possessions, to our time and energy.  In return, we often desire or expect expressions of gratitude from them, but this doesn’t always happen.

Retirement Reflections

By Mark Neufeld on 05 Apr 2019

I’ve had the privilege and honor to work with many clients transitioning to retirement over my nearly 20-year career in financial services.

Informal Trusts

By Christian White on 20 Feb 2019

Informal trusts, or ITFs, are a tax-efficient way to provide a savings plan for a minor child. These accounts can be used for funding future education, protecting an inheritance or, as is often the case...

Your Love Letter: New Year’s Resolution

By Patrick McGuire on 24 Jan 2019

Love isn’t in the big gestures. It’s in the small details – the everyday minutiae of the lives of people that we care for.

The Collaborative Process

By Lisa Alexander on 24 Jan 2019

My initial conversation with the client had been friendly, but brief. He gave me most of the relevant details unprompted and had obviously done some research on what might be expected during the divorce process.

The Benefits of Student Credit Cards

By Debbie Saleem on 19 Nov 2018

When my oldest son turned 19 last year, he was very surprised when I insisted that he apply for his first credit card – a student credit card with a low limit and no annual fee. He happily obliged!

Do You Have a Will?

By John Hale on 21 Oct 2018

Is that will of yours looking a little worn and tattered or perhaps you don’t have a will at all?If the answer is yes, you are not alone.

Today’s Executor is a Digital Executor

By Sharon Hartung on 23 Jul 2021

On May 13, 2021, I was delighted to join RGF advisors and clients for their second virtual event where I discussed the ideas covered in my first book, Your Digital Undertaker– Exploring Death in the Digital Age in Canada.

The Importance of a Will

By Brent Vandekerckhove on 13 Feb 2020

Planning for what happens after you die is something most people don’t really enjoy, but it is an integral part of financial planning. One of the most common ways to plan is by drawing up a will.

Your Love Letter: New Year’s Resolution

By Patrick McGuire on 24 Jan 2019

Love isn’t in the big gestures. It’s in the small details – the everyday minutiae of the lives of people that we care for.

Do You Have a Will?

By John Hale on 21 Oct 2018

Is that will of yours looking a little worn and tattered or perhaps you don’t have a will at all?If the answer is yes, you are not alone.

Cherry and Pumpkin Pie – A Legacy Recipe

By Patrick McGuire on 10 Oct 2018

​I love pie! The invitation for family Thanksgiving Dinner came via text: the menu included a cherry & pumpkin pie. I began to imagine the texture and taste of this interesting blend of favourites, eager to try this new

Wills Variation Estate Primer

By Erin Hatch on 07 Jul 2018

As you make decisions regarding your estate and succession planning, you want to ensure that your final wishes will be upheld and withstand judicial scrutiny.

Undue Influence – Avoid an Undoing

By Teresa Black Hughes on 27 Apr 2018

I had a pastor many years ago who often said, “If it weren't for people…”.

Thank you for partnering with us...

By Mark Neufeld on 02 Oct 2017

On Saturday, August 26th and 27th, our RGF team, the Market Cycles took part in the 2017 Ride to Conquer Cancer – our ninth in as many years. 

Sharing is Caring

02 Oct 2017

Do you ever find that you can rationalize putting off important responsibilities because they may be painful or cause discomfort?

Q and A: What is an annuity and how does it work?

03 Jul 2017

A life annuity is a financial vehicle that allows you to exchange a lump sum of capital for a guaranteed income for as long as you live (or you and your spouse or partner lives).

The Right Kind of Mortgage Protection

By Shaun Sun on 03 Jul 2017

If you’ve had to obtain a mortgage to purchase a home or condo, you will have noticed the number of times insurance was discussed.

Not for Profit – An Abundance of Opportunity

By Teresa Black Hughes on 16 May 2017

Many of us are involved in our communities with not-for-profit and charitable organizations. Passion moves us to serving and giving to organizations that make a difference in other people’s lives. Just as a financial plan makes a difference in guiding your personal financial situation, so does good governance and leadership in these not-for-profit and charitable organizations.

Taking Stock and Making Resolutions

By Anne Hammond on 15 Dec 2016

As the year draws to a close… if you’re like me, you may be looking back over the year – considering what worked, what didn’t, and what you might like to do differently or focus on next year.

A Recap of our Annual Ride to Conquer Cancer

By Mark Neufeld on 03 Oct 2016

On Saturday August 27th and 28th our team, the Market Cycles, of Rogers Group Financial took part in the 2016 Ride to Conquer Cancer – our eighth in as many years. 

Giving Back to Make a Difference

By Patrick McGuire on 03 Oct 2016

I have been actively involved with charitable organizations for the past 19 years, but I have been charitably-minded my whole life.