During times of uncertainty or in emergency situations, especially during a serious health event or natural disasters like the recent wildfires, being prepared takes on a new level of importance.
You may have heard rumblings about changes to the “Alternative Minimum Tax,” and have perhaps asked yourself, what is this and how does it affect my own situation?
Imagine you are sitting at home on your patio with a coffee in one hand and your cell phone in the other, listening to a voicemail that appears to have been left by your daughter.
The disability tax credit (DTC) can be a powerful benefit for Canadians who qualify. It allows an individual with an impairment or supporting family member to reduce the amount of income tax they pay.
Although it's not always easy initiating conversations around money, talking openly about finances is important for your relationship's wellbeing.
Do you contribute to a defined benefit pension plan?
When the economy is overheated and asset prices are inflated, pulling the interest rate strings is the economic definition of pumping the brakes.
Extra cash can present a dilemma – is it better to pay down your debt or put the money to work in investments?
It’s not often that a new calendar brings interesting new savings and tax changes, but 2023 is an exception.
What present are you giving yourself for Christmas this year?
Do you have a habit or a pattern of behaviour that has become unproductive and hard to change?
Saving to buy your first home? Here are 5 things you should know about the new Tax-Free First Home Savings Account (FHSA)
Several years ago, I was able to attend a talk by Chris Crowley, co-author of Younger Next Year (along with his physician, Dr. Henry Lodge), a book about living healthily and with vigor and energy.
In life, learning never stops.
Recently, we have been surrounded with news about a slowing economy and central banks raising interest rates in an attempt to lower inflation. This level of uncertainty in the economy has sparked a lot of volatility in capital markets.
Raising interest rates is the Bank of Canada’s (BoC) weapon of choice to combat inflation.
Income splitting refers to transferring income from high income earners to lower income family members. Income splitting can be used to reduce the total taxes that you pay as a family when members are in different marginal tax bracket
With all that is going on in the world, gifting to those in need is top-of-mind right now. Cash gifts are the most common way to donate to charities - it’s simple and provides you with a tax credit.
On March 2nd, 2022, the Bank of Canada increased its overnight interest rate by 0.25% to 0.50%, in what is widely expected to be the first of a series of small rate hikes this year to cool the economy and tame inflation.
As we make our way through the first months of 2022, we all begin to turn our attention to tax time.
The balance of any successful portfolio should consider the following: Liquidity, Income, Preservation of Capital and Growth
There are two main types of government pensions that most Canadians can expect to receive during their retirement years: Old Age Security (OAS) and the Canada Pension Plan (CPP).
After massive government intervention in labour markets and mandatory vaccination policies to help mitigate the effects of the pandemic, some industries are struggling to find or keep quality personnel to fulfill their business purpose
Now that the U.S. border is finally open, and Covid restrictions are beginning to ease worldwide, many of us are starting to plan the vacations we’ve yearned for.
Now is an opportune time to assess our own financial situations, simplify our lives, and build healthy habits for the future.
September means students are heading back to class. Every dollar counts when you’re a student – here are five tips on stretching that cash.
Whether a change of employment is a matter of choice, or is thrust upon you, there are a few things to consider. After all, preparedness is one of the best ways to reduce stress.
July 1st this year was a day of decisions. In BC, do we keep wearing our masks, take them off for good or wear them in some places but not others?
Cryptocurrency. Now that I have your attention, I wanted to share more on the subject.
Tax time can come with its many challenges, including navigating through a pile of paperwork to ensure you haven’t missed reporting any tax slips to CRA.
The Federal Government introduced its updated budget on April 19th.
According to Albert Einstein, “compound interest is the most powerful force in the universe.”
You’ve raised them, educated them, and now your adult “kids” are on the verge of moving out. But before they leave the nest there’s one more important lesson to pass on – how to manage their finances!
As the cold winter weather takes over the landscape and all we seem to hear these days in the news are Covid-related topics, it is only natural that many of us feel a sense of sadness and a mixture of entrapment and detachment.
Ethics form an integral part of the foundation of the financial services industry.
This year has changed a lot for society. It has changed the way we communicate. It has changed the way we work.
A solid credit score is your endorsement as a desirable borrower, providing you with access to capital at better rates, saving you considerable interest costs and helping you achieve your financial goals.
The looming US election is obviously a really hot topic right now, and it has led to a lot of questions about how it will affect the investment markets.
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