As a financial advisor, one of my favorite things is growing with my clients and having a front row seat to their life's successes. Over the years, we share great conversations and together find ways to achieve the optimal financial balance of planning for tomorrow while enjoying life today.
As a financial advisor, one of my favorite things is growing with my clients and having a front row seat to their life's successes. Over the years, we share great conversations and together find ways to achieve the optimal financial balance of planning for tomorrow while enjoying life today.
As a financial advisor, one of my favorite things is growing with my clients and having a front row seat to their life's successes. Over the years, we share great conversations and together find ways to achieve the optimal financial balance of planning for tomorrow while enjoying life today.
As a second generation financial advisor, I was exposed to the financial industry at an early age and began working in the financial planning industry in 1993, after graduating from Simon Fraser University. I started my practice in 1995, acquired my Certified Financial Planner (CFP) designation in 2000, and joined RGF Integrated Wealth Management in 2003. In recent years, I have been invited to speak and participate in numerous industry organizations, both in Canada and internationally.
North Vancouver is my home with my wife, Barbie, and 3 young-adult children, Grace, Charlie, and Morgan. Away from the office, in the summer you may find me on Keats Island, on the golf course, or on a bike… and with skis or hockey skates on my feet in the winter.
BA (Simon Fraser University)
CFP (Certified Financial Planner)
CIM (Chartered Investment Manager)
FCSI (Fellow of the Canadian Securities Institute)
Bryson is a Portfolio Manager with IIROC in BC and ON. He is a licensed insurance agent in BC and ON.
Given the interest rate increases over the past 18 months, mortgage questions are now a very regular discussion.
We are now well into 2023 and a common question is, “How do I think the markets will behave for the rest of the year?”
Another year is in the books and it was an interesting one. Inflation began to rear its head early in the year, followed shortly by the Russian invasion of Ukraine, followed shortly by regular and material increases in interest rates to combat inflation.
It’s not often that a new calendar brings interesting new savings and tax changes, but 2023 is an exception.
When I think of the investment markets in 2022, this comment comes to mind, “Are we having fun yet?!” I Googled the phrase, and freedictionary.com describes it as, “A phrase used sarcastically or humorously when something is not as enjoyable as one had hoped it would be.”
No doubt you have seen the market reports over the last few months, and the news has not been pretty. The investment markets have had a material decline from the beginning of the year.
Over the past few months, there has been a growing rumble of conversation about inflation. Most people know what inflation is but understanding the root cause of inflation can be something different.
It’s safe to say 2022 has been “interesting”, but I'm not ready to write it off just yet. In my opinion, this is a big year for transitions, of which there are 3... Covid, interest rates/inflation, and the geopolitical world order… and until the dust settles on these transitions, things will likely remain in a state of flux.
Over the past months, there has been a growing rumble of conversation about inflation.
We are off to an excellent start to the summer. And while I have no argument that we could use some rain, I do enjoy the consistent warmth and sunshine… my hands and feet are cold from early November until early April!
Looking back at the last year, and well, not much has changed since late April 2020. We are still primarily working from home, we still have travel restrictions, and eating out still seems an uneasy conversation.
When you think back to where we were a year ago, and what we have gone through since, you will be forgiven for scratching your head!
The looming US election is obviously a really hot topic right now, and it has led to a lot of questions about how it will affect the investment markets.
The looming US election is obviously a really hot topic right now, and it has led to a lot of questions about how it will affect the investment markets.
First and foremost…Do not panic! I know it can be easier said than done, especially with the latest news cycle. But here are some points to help you to relax and take this latest round of market volatility in stride...
You may have heard rumblings about changes to the “Alternative Minimum Tax,” and have perhaps asked yourself, what is this and how does it affect my own situation?
In the world of financial planning, we match the investment product with the purpose and intention for the funds being used.
This article stems from real conversations I have had with some of my valued clients: “I have been thinking about my legacy. Now that I’ve sold my home, I have been thinking about what to do with the funds."
Nostradamus does not work on Wall Street (it would be nice if he did!). The idea that the best investment managers have a crystal ball is not accurate.
Tax filing season is here and is probably at least in the back of your mind.
Do you contribute to a defined benefit pension plan?
Given the high inflation we have all experienced over the last 12 months, it comes as no surprise that many household budgets are being pushed to their limit.
Do you have a habit or a pattern of behaviour that has become unproductive and hard to change?
Saving to buy your first home? Here are 5 things you should know about the new Tax-Free First Home Savings Account (FHSA)
A couple of questions we commonly get asked are “What is a life annuity?” and “Should I consider a life annuity in my situation?”
Many of you of have undoubtedly heard the saying from Benjamin Franklin in 1789, “In this world nothing can be said to be certain, except death and taxes.” He was not the first to utter those words nor will he be the last.
With all that is going on in the world, gifting to those in need is top-of-mind right now. Cash gifts are the most common way to donate to charities - it’s simple and provides you with a tax credit.
On March 2nd, 2022, the Bank of Canada increased its overnight interest rate by 0.25% to 0.50%, in what is widely expected to be the first of a series of small rate hikes this year to cool the economy and tame inflation.
The balance of any successful portfolio should consider the following: Liquidity, Income, Preservation of Capital and Growth
“Retirement” – the word represents many things these days. It could be a lifestyle full of travel and adventures, or perhaps a transition to volunteer work...
You may have heard rumblings about changes to the “Alternative Minimum Tax,” and have perhaps asked yourself, what is this and how does it affect my own situation?
In the world of financial planning, we match the investment product with the purpose and intention for the funds being used.
Tax filing season is here and is probably at least in the back of your mind.
Nostradamus does not work on Wall Street (it would be nice if he did!). The idea that the best investment managers have a crystal ball is not accurate.
Given the high inflation we have all experienced over the last 12 months, it comes as no surprise that many household budgets are being pushed to their limit.
Do you have a habit or a pattern of behaviour that has become unproductive and hard to change?
Saving to buy your first home? Here are 5 things you should know about the new Tax-Free First Home Savings Account (FHSA)
Many of you of have undoubtedly heard the saying from Benjamin Franklin in 1789, “In this world nothing can be said to be certain, except death and taxes.” He was not the first to utter those words nor will he be the last.
With all that is going on in the world, gifting to those in need is top-of-mind right now. Cash gifts are the most common way to donate to charities - it’s simple and provides you with a tax credit.
On March 2nd, 2022, the Bank of Canada increased its overnight interest rate by 0.25% to 0.50%, in what is widely expected to be the first of a series of small rate hikes this year to cool the economy and tame inflation.
The balance of any successful portfolio should consider the following: Liquidity, Income, Preservation of Capital and Growth
While Canadian real estate prices have soared, so has the cost of maintaining a home. Fortunately, there is a government program to help defer one of the costs associated with home ownership.
Our conscious mind likes to create “boxes” that we use to organize the world around us. These boxes are often created through our upbringing and the influence of our parents, peers, society, and the media.
A solid credit score is your endorsement as a desirable borrower, providing you with access to capital at better rates, saving you considerable interest costs and helping you achieve your financial goals.
Managing risk is something we do in many aspects of our lives. When I give seminars on financial planning, I like to ask the audience what they think their biggest asset is. Most will answer their home, especially in the Lower Mainland.
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My goal for you is you will know where your money is going, why it is going there, and what the end result is intended to be. When these things are known, generally money-related stress is relieved and there are no sleepless nights because of money.
You will need to compile certain documents and information to bring with you to our Discovery Meeting.
Mortgage and debt management is an important element of your financial plan.
Pilot Mortgage Group is one of the top mortgage brokerage companies in Canada. They work with over 50 different lenders to secure the best mortgage financing for your specific needs. Pilot also has a large emphasis on ongoing mortgage management that ensures your mortgage remains the right fit.
Should you wish to get started with Pilot, you can start on the online application below or speak with our advisory team to hear more about how they may be able to help you with your upcoming financing needs.
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