Linson Chen

What are the major risks when planning your retirement?

By Clay Gillespie on 14 Aug 2019

What does Life Expectancy Actually Mean?

By Clay Gillespie on 27 Apr 2018

Life expectancy is one of the most misunderstood aspects of retirement income planning - yet, it is one of the most important factors.

What is responsible investing

By Linson Chen on 03 Dec 2017

Responsible investing (also known as ethical investing and socially responsible investing) is growing in popularity as more investors are seeking to align their portfolios with their values.

2016 Horizons Report

By Clay Gillespie on 01 Jul 2016

We are pleased to present the results of the 2016 Horizons Retirement Report. This report summarizes the dreams, fears, hopes and challenges of Canadians planning to retire within the next 3 to 7 years.

How I plan to Accumulate $100,000 for my Child's Post-Secondary Education

By Linson Chen on 01 Jul 2016

My wife and I are expecting our first child this August. As new parents to be, we are spending a lot of time analyzing our finances and are doing a lot of planning to ensure that we are well prepared. 

Financial Planning Week in Canada

By Linson Chen on 18 Nov 2015

November 15 – 21st is the 7th annual Financial Planning Week in Canada. This is part of an ongoing effort to promote financial well-being and raise the awareness of engaging in financial planning with a qualified professional.

2015 Horizons Retirement Report

By Clay Gillespie on 18 Jul 2015

Many of our clients are concerned about what life will look like during their retirement years. For this reason, we started our retirement survey five years ago to explore what Canadians are thinking as they approach retirement. 

In-Kind Donations to Charities

By Linson Chen on 01 Feb 2015

Cash gifts are the most common way to donate to a charity. It’s a simple way to give and it provides you with a tax credit, but it may not be the most tax-efficient way to donate.

Philanthropy through Donor Advised Funds

By Linson Chen on 01 Oct 2014

Philanthropy often conjures up images of people with vast wealth and power; names such as Andrew Carnegie, John Rockefeller and Bill Gates often come to mind.

Horizons Retirement Report 2014

By Clay Gillespie on 01 Jul 2014

Every year, we commission a survey (conducted by Concerto Research) to explore what Canadians are thinking and feeling as they approach retirement. 

Horizons Retirement Report 2013

By Clay Gillespie on 01 Jul 2013

We’ve just completed the 2013 edition of the Horizons Retirement Report. This survey is done with Canadians who are approaching retirement.

The Importance of a Will

By Brent Vandekerckhove on 13 Feb 2020

Planning for what happens after you die is something most people don’t really enjoy, but it is an integral part of financial planning. One of the most common ways to plan is by drawing up a will.

What is a Financial Plan?

By Anne Hammond on 20 Jan 2020

What does it mean to create a financial plan? And why is it important to do so? 

Making an Election for your Defined Benefit (DB) Pension

By Nick Hearne on 24 Oct 2019

Employers guarantee a specific retirement benefit for each employee who participates in their defined benefit pension plan.

What are the major risks when planning your retirement?

By Clay Gillespie on 14 Aug 2019

Retirement Reflections

By Mark Neufeld on 05 Apr 2019

I’ve had the privilege and honor to work with many clients transitioning to retirement over my nearly 20-year career in financial services.

Your Love Letter: New Year’s Resolution

By Patrick McGuire on 24 Jan 2019

Love isn’t in the big gestures. It’s in the small details – the everyday minutiae of the lives of people that we care for.

Do You Have a Will?

By John Hale on 21 Oct 2018

Is that will of yours looking a little worn and tattered or perhaps you don’t have a will at all?If the answer is yes, you are not alone.

Making the Best Use of Your Home Equity in Retirement

By Rick Orford on 20 Oct 2018

In the past 10+ years, Vancouver homeowners have enjoyed significant increases in property values. In some cases, property values have increased 2x and 3x

Cherry and Pumpkin Pie – A Legacy Recipe

By Patrick McGuire on 10 Oct 2018

​I love pie! The invitation for family Thanksgiving Dinner came via text: the menu included a cherry & pumpkin pie. I began to imagine the texture and taste of this interesting blend of favourites, eager to try this new

Sequence of Returns Risk

By Nick Hearne on 17 Sep 2018

Most investors understand that to achieve their long-term target rate of return, they will need to accept some volatility in the short and medium term.

Wills Variation Estate Primer

By Erin Hatch on 07 Jul 2018

As you make decisions regarding your estate and succession planning, you want to ensure that your final wishes will be upheld and withstand judicial scrutiny.

What does Life Expectancy Actually Mean?

By Clay Gillespie on 27 Apr 2018

Life expectancy is one of the most misunderstood aspects of retirement income planning - yet, it is one of the most important factors.

Undue Influence – Avoid an Undoing

By Teresa Black Hughes on 27 Apr 2018

I had a pastor many years ago who often said, “If it weren't for people…”.

Holiday conversations…

By Mark Neufeld on 19 Dec 2017

As we approach the holiday season, you’ll hopefully find some time to spend with family and/or friends. Many conversations will be had and some may be about that overdone turkey and some may even be about the investment markets.

What is responsible investing

By Linson Chen on 03 Dec 2017

Responsible investing (also known as ethical investing and socially responsible investing) is growing in popularity as more investors are seeking to align their portfolios with their values.