Our advisors are thoughts leaders in the industry. These are the latest instances where we have been asked our opinions by the media.
-
Fraud Prevention Starts with a Plan29 May 2026
Fraud prevention may sound simple. Spot the suspicious email. Ignore the strange text message. Hang up on the caller asking for personal information.
-
Educated, high-earning Canadian investors turn to finfluencers for money advice13 May 2026
Educated, high-earning Canadian investors turn to finfluencers for money advice
-
Avoid playing geopolitics with your portfolio’: Advice as Iran war roils markets13 Mar 2026
The U.S.-Iran war has roiled commodity and stock markets while stoking inflationary fears, but experts caution investors against emotionally driven changes to their portfolio.
-
Say yes to the prenup? Why younger Canadians feel the love amid uncertainty09 Feb 2026
In a 1996 Seinfeld episode, the character George Costanza devises a hare-brained scheme to get out of an engagement – he asks his fiancée to sign a prenup.
-
‘No free lunch’: Covered call ETFs have high yields but come with a trade-off23 Oct 2025
Covered call ETFs are gaining popularity in Canada, offering higher income for investors—but experts warn of higher fees and lower long-term returns.
-
Can Tom and Pat, both in their early 40s, retire by 50 and still spend $200,000 a year?05 Sep 2025
Tom is 42 years old and operates a successful consulting business, drawing a salary of more than $200,000 a year and investing the surplus through his holding company….
-
Life is too short to keep working’ for one cancer survivor, and advice on gifting assets to kids and grandkids01 Sep 2025
A cancer diagnosis triggered Shan Robertson, 57, to retire last year.
-
Should you withdraw from your RRSP? What to know before you do. 15 Aug 2025
Whether you’re transitioning into retirement, facing an unexpected financial crunch, or thinking about rebalancing your investments, withdrawing from your Registered Retirement Savings Plan (RRSP) might seem like a simple solution.
-
Insuring Yourself: A Guide to Personal Insurance07 Aug 2025
When you hear the term insurance, you may think about protecting valuable possessions such as your home, a vehicle, or jewelry. But often, the most important thing to insure isn’t something you own. It’s you.
-
With his health concerns, should Pablo, 59, take his pension as cash when he retires?13 Jun 2025
Pablo is 59 and earns $130,000 a year working in the education field. Irene is 56 and earns $110,000 as an administrator.
-
How Trump is changing attitudes to responsible investing in Canada10 Jun 2025
Responsible Investing (RI) is evolving beyond its basic environmental, social and governance structure (ESG) because of US tariffs and a heightened political climate, according to a new Leger survey of 1,500 investors nationwide. .
-
With tariff uncertainty dragging on real estate, here’s what advisors are telling potential homebuyers04 Jun 2025
Part of what lured Brandon Davies to Edmonton from Ontario three years ago was housing affordability.
-
Don, 75, and Patricia, 62, have invested 95 per cent of their money in stocks. Is it time to diversify?03 Jan 2025
Don manages the family’s investments, which are 95 per cent in stocks that “have done okay.” Their retirement spending goal is $120,000 a year after tax.
-
How big of a return should you expect from your investments? (It may be less than you think)31 Dec 2024
Trying to predict stock returns with any degree of certainty is not recommended.
-
Changing careers later in life requires careful financial planning01 Mar 2024
Jason Abbott has seen many of his clients make career changes later in life, choosing to shift gears between the ages of 50 and 75, writes Anna Sharratt in this Investing article.
-
Leading Vancouver Wealth Management Firm Celebrates 50 Years of Excellence03 Nov 2023
RGF Integrated Wealth Management is proud to announce the celebration of our 50th anniversary.
-
Can Gertrude make her investments last a lifetime, even without a pension?07 Jul 2023
After a spell of discouraging stock market performance, Gertrude wonders if she has enough savings and investments to retire in the next two or three years.
-
Why every investor has to be more climate aware06 Jun 2023
What makes for a “climate-friendly” portfolio? For advisors and investors, the answer isn’t always straightforward.
-
Should you move to Alberta?01 Jun 2023
Tempted by the call of the mountains? You might be wondering about moving to Alberta. Here’s what to know about housing, the cost of living and more.
-
Do human rights get enough attention from ESG investors?15 Nov 2022
As environmental, social and governance (ESG) issues factor into more investment decisions, critics say one element is often overlooked: the human rights records of businesses.
-
Kathleen, 66, has solid investments and a mortgage-free B.C. condo, but inflation and jittery stock markets have her worried about her future26 Aug 2022
Rekindled inflation and jittery stock markets have Kathleen – who left the work force a year or so ago – feeling a bit nervous about her financial future.
-
The Best Financial Advice? Work on Your Marriage04 May 2022
The one change that jumps out comes from a seemingly innocuous question: “How confident are you that your marriage will adapt to the changes in life and finances that may come after retirement?”
-
-
-
Why you’re never too old to learn to ski, how to live it up in retirement and tax tips for executors of a will09 Dec 2021
Rosalynn Ruptash was not a skier when she met her husband 13 years ago. “I’m as athletic as a rusty nail,” says the 66-year-old Edmontonian. “I’m also very petrified of heights. I have acrophobia.”
-
Why you’re never too old to learn to ski, how to live it up in retirement and tax tips for executors of a will09 Dec 2021
Rosalynn Ruptash was not a skier when she met her husband 13 years ago. “I’m as athletic as a rusty nail,” says the 66-year-old Edmontonian. “I’m also very petrified of heights. I have acrophobia.”
-
Can Annie afford to help her kids financially and give back to charity while ensuring her investments are tax-efficient?03 Dec 2021
Well-fixed financially, Annie would like to give some money to her two adult children “sooner rather than later,” she writes in an e-mail. “Charitable giving would also be of interest,” she adds.
-
Can Dennis and Gwen keep a small place in Vancouver and a cabin on the Gulf Islands?03 Sep 2021
Once the children have gone, Gwen and Dennis plan to downsize, keeping a small place in Vancouver and a modest cabin on one of the Gulf Islands.
-
FP Canada™ Announces 2020/21 Board of Directors16 Sep 2020
FP Canada announced today two new appointments to its Board of Directors: Teresa Black Hughes, CFP and Diana Iannetta.
-
Is the home ownership dream dead for millennials?17 Oct 2019
Two decades of rising home prices across Canada have provided somewhat of a retirement windfall for older Canadians. That’s the good news.
-
Unique retirement planning strategies needed for defined-benefit pension plan members23 Jul 2019
For people who have a defined-benefit (DB) pension plan through their employers, years of compulsory saving may eliminate much of the uncertainty around how much to set aside for retirement.
-
Reverse mortgage: Is this the solution if you retire cash-poor?26 Sep 2018
Reverse mortgages have never been this popular in Canada. Inquiries about them have doubled between 2016 and 2017, according to HomeEquity Bank’s CHIP Reverse Mortgage, which was, for a time, the only financial institution to offer them nationwide.
-
Why it’s even harder to save for retirement for women18 May 2018
It’s harder to save for retirement if you’re a woman.
Women earn less than men on average and more often take time out of the work force to raise children or look after elderly parents.
-
Worried about outliving your retirement savings? There’s insurance for that19 Apr 2018
The majority of Canadians in or approaching retirement are worried about outliving their savings. And yet, many fail to prepare for the one thing that has a very good chance of blowing up seniors’ living costs
-
Eight things you need to know about your TFSA to maximize your money03 Jan 2018
‘I remember when you just had $5,000 and you really couldn’t do anything with them’
-
How to Transition Into Retirement20 Apr 2017
The ‘glide path’ is when you wind down your career slowly. Here are the financial implications.
-
You can’t take it with you — but do you know how much you’ll need while you’re here?20 Apr 2017
According to JPMorgan Asset Management’s 2016 Guide to Retirement, someone age 40 with an annual household income of $100,000 should have 2.6 times that amount put away for retirement, and by age 60, that multiple should be 7.3.
-
-
Giving them the boot: How to get rid of your millennial children in five easy steps23 Mar 2017
Toronto’s housing crisis is being exacerbated by 20-somethings who either return home after school or never left in the first place.
-
From dreams to legacy: New book details the five stages of retirement08 Mar 2017
While some may regard retirement as a key moment in their financial journey, it’s not an event but a process, says veteran financial advisor Clay Gillespie in a new book.
-
Wealthy or not, these apps can make you feel like a million bucks03 Mar 2017
Need to rent a nine-bedroom, 12-bathroom oceanfront beach house for a weekend? Wondering where to park your Porsche in Chicago while on business? As the memorable Apple advertisement once put it, there’s an app for that.
-
In life, there are some guarantees15 Nov 2016
A question frequently asked by clients who face imminent retirement is: “Will my money last?” A proper response from a financial advisor requires examining several issues that could affect the client and determining whether guaranteed products can fit into his or her portfolio.
-
With no full-time jobs and only contracts or part-time, who is going to pay for your health coverage?28 Oct 2016
The self-employed have long dealt with issues of health coverage or saving for gaps in pay, but now they’re poised to go mainstream.
-
Buying a prescribed annuity? Act fast29 Jul 2016
From the world of annuities comes a reason for retirees planning the sale of the family home to get moving before the year is out.
-
Elder financial abuse24 Jul 2016
Senior clients may be vulnerable to exploitation by family members, friends and strangers. While investment industry groups are finding ways to identify and prevent financial abuse of elders, you can do your part to help protect your clients.
-
How much do I need to save for retirement?22 Feb 2016
As Canadians approach the ends of their career, they start to wonder how much they need to save to maintain their standard of living in retirement.
-
Should I wait until I’m 65 to take my CPP?02 Feb 2016
Question from Arun, 62, of Alberta: I am having a hard time deciding whether to start my Canada Pension Plan now at age 62 or wait until 65.
-
One low-income senior’s Catch-22 choice: Mayers01 Feb 2016
Mary was forced to sell her only asset, a Toronto house. But the money means she’s no longer qualifies for assistance given to the poorest seniors.
-
Are you a Canadian cash hoarder? Here’s why you shouldn’t run and hide26 Jan 2016
If you are holding on to that cash out of fear rather than need, you should consider jumping back in and benefiting from what is essentially a 20% discount on stock prices.
-
Five bad investing habits to kick this spring23 Dec 2015
What better time to take stock of your stocks than spring?
-
Outliving your savings, and why the 4 per cent rule still applies: Mayers09 Dec 2015
In a week where our central banker talked about negative interest rates, readers wonder about living longer than their savings..https://www.thestar.com/business/personal_finance/2015/12/09/outliving-your-savings-and-why-the-4-per-cent-rule-still-applies-mayers.html
-
How much should I be paying my financial adviser?02 Dec 2015
Question from 79-year-old Bill Silverberg from Winnipeg: What is a fair fee to pay an advisor for management of my portfolio and how should this fee be structured?
-
I’m planning to retire in five years. Should I buy an annuity?28 Oct 2015
Question from Ed (Alberta): I’m 53, unmarried, and plan to retire in five years. I have $350,000 in my RRSP. What would be the best strategy…
-
How liquid are you? Don’t wait for a crisis to find out27 Oct 2015
You might be making 8 per cent a year on your private mortgage pool, but could you get your money back promptly if you needed it?
-
Canadian seniors racking up debt to fund bigger homes, glitzy lifestyles05 Sep 2015
A new survey shows Canadian seniors are getting a lot more comfortable with debt, adjusting to a lifestyle where debt will get them nicer homes, fund more vacations or even help their adult children.
-
Federal Budget 2015: Government relaxes withdrawal requirement for RRIFs22 Apr 2015
Ottawa is reducing the withdrawal rules for how much seniors must take out of registered retired income funds, a move that comes after extensive lobbying.
-
As Canadians live longer, budget offers DIY financial tools to cope: Mayers22 Apr 2015
Tuesday’s federal budget made it clear that changing demographics and low interest rates are making financial fitness in old age tougher.
-
Industry Reactions to Budget 201522 Apr 2015
The 2015 federal budget provided few surprises.
But, overall, industry organizations are in favour of the changes introduced that support families, seniors and businesses across the country.
-
Federal budget links charities to real estate tax exemption22 Apr 2015
If you give, so shall you save.
That appears to be the mantra for the Federal Budget in relation to capital gains tax exemptions on commercial real estate sales.
-
For a growing number, the housing squeeze means deferring taxes31 Mar 2015
Under the B.C. Property Tax Deferment Program, the province remits the cost of the property tax to the municipality. The province recovers the cost, with interest, when the home is sold or when the homeowner chooses to pay it.
-
Income for life: Eight things you may not know about annuities06 Mar 2015
Some of the most interesting questions [about the annuity option for retirement] have been gathered up with answers supplied by insurers and advisers.
-
Low income senior eyes house sale as retirement cash12 Feb 2015
Mary knows she must tap into her home’s equity to find more money for her retirement income. But what’s the best way to achieve that?
-
Despite awful returns, GICs still have their devoted fans02 Feb 2015
What a disappointing few years it’s been for buyers of guaranteed investment certificates. Year after year, investors have been told interest rates were about to rise.
-
When a 9% GIC return isn’t quite what it seems: Mayers21 Jan 2015
GICs linked to stock market indexes appeal to very conservative investors and give the illusion of something for nothing. But there are many reasons to avoid them.
-
Should I take early CPP benefits? New rules for older Canadians to consider02 Aug 2012
With Canadians more financially squeezed than ever, many older citizens are wondering if they should take early Canada Pension Plan benefits.
-
Deal with debts, and retirement will be easy08 Sep 2011
John and Marsha know that if they want to retire in eight years, they must start planning now. He is 52, she is 50.