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RGF Integrated
Wealth Management

1701 West Broadway
Vancouver, B.C. V6J 1Y3

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Talk to Us

1.800.784.6066

T: 604.732.6551
F: 604.732.6553

[email protected]

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Erin Seibel

Financial Advisor

CIM® FCSI®

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Each of us has unique goals and priorities. I take the time to understand what matters most to you, including your values, lifestyle, and long term outlook. I provide practical, personalized guidance designed to support your unique situation and help you build lasting financial confidence and peace of mind.

604.737.6765

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Erin Seibel

Financial Advisor

CIM® FCSI®

accent bottom

Each of us has unique goals and priorities. I take the time to understand what matters most to you, including your values, lifestyle, and long term outlook. I provide practical, personalized guidance designed to support your unique situation and help you build lasting financial confidence and peace of mind.

Bio Image

Erin Seibel

Financial Advisor

CIM® FCSI®

Financial planning is about more than investments; it’s about helping people make informed decisions with confidence. With more than two decades of experience in financial services, I believe good financial advice starts with understanding the person behind the numbers. That’s why I work closely with clients to understand what matters most to them, whether that means preparing for retirement, protecting their lifestyle, supporting family, or navigating life’s transitions.

My approach is practical, personalized, and built around each client’s goals, values, and evolving needs. By taking the time to understand their priorities, I help develop financial strategies that provide clarity, confidence, and long-term direction through every stage of life.

I hold the Chartered Investment Manager (CIM®) designation and am a Fellow of CSI (FCSI®), the highest distinction awarded by the Canadian Securities Institute in recognition of professionalism, integrity, ethics, and leadership. I am licensed with the Canadian Investment Regulatory Organization (CIRO) and also hold a life insurance license.

Outside of work, I enjoy hiking, gardening, travelling, and spending time outdoors with my husband and our dog, particularly exploring Vancouver’s trails and the natural beauty of the West Coast.

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Degrees and Designations

CIM® (Chartered Investment Manager)
FCSI® (Fellow of CSI)

Education

CSC (Canadian Securities Course)
CPH (Conduct and Practices Handbook Course)
WME (Wealth Management Essentials)
CAFA (Certificate in Advanced Financial Advice)
AIS (Advanced Investment Strategies)
PMT (Portfolio Management Techniques)
DHNW (Dealing With High Net Worth Clients)
LLQP (Life License Qualification Program)

Registration Jurisdictions

Erin is a registered representative with CIRO in BC, AB and ON.

CIRO ADVISOR REPORT

OUR TEAM

Clay Gillespie
Managing Director, Financial Advisor & Portfolio Manager

604.732.6551

Contact by Email

Meet Clay Book an Appointment
John Hale
Financial Advisor and Associate Portfolio Manager

604.737.6762

Contact by Email

Meet John Book an Appointment
Linson Chen
Financial Advisor & Portfolio Manager

604.737.6784

Contact by Email

Meet Linson Book an Appointment
Carly O'Connell
Financial Planning Associate

604.737.6752

Contact by Email

Meet Carly Book an Appointment
Dana Basharymova
Client Services Associate

604.737.6744

Contact by Email

Meet Dana Book an Appointment
Lorraine Watson
Executive Assistant

604.737.6787

Contact by Email

Meet Lorraine Book an Appointment

TAKE AWAYS

Advisor Insights

The Biggest Single Determinant of Investing Success…

By Brett A. Simpson on 15 May, 2026

At the heart of human our nature—and, by extension, modern investing—are several foundational concepts that help explain why we sometimes act more like a nervous herd of gazelles than cool-headed analysts. Herd behaviour describes the tendency of individuals to mimic the actions of a larger group, especially during periods of uncertainty (like when your DIY … The Biggest Single Determinant of Investing Success…
Educated, high-earning Canadian investors turn to finfluencers for money advice

By Nick Hearne on 14 May, 2026

New report debunks assumption that novice investors are a financial influencer’s main audience…Read more…
Market Commentary – Q1 2026

By Cory Hill on 29 Apr, 2026

Over the past few weeks, the military conflicts in the Middle East have dominated headlines and contributed to increased market volatility. During periods like these, it is natural to feel uncertain about your investment portfolio. However, this is a great time to remain diligent and revisit one of the most important foundations of your investment … Market Commentary – Q1 2026
April 2026 Update

By Anne Hammond on 23 Apr, 2026

Market Update Here is a recap of the most recent stock market performance: Year Canada US Europe Emerging Markets World 2026 Q1 3.26% -4.52% -0.85% 2.19% -3.05% 2025 30.94% 17.75% 21.32% 32.06% 18.94% 2024 22.97% 25.08% 8.43% 13.70% 21.57% 2023 13.31% 27.10% 15.04% 10.29% 23.75% 2022 -5.78% -19.46% -7.97% -15.16% -15.62% 2021 25.79% 26.97% 23.32% … April 2026 Update
Bonds 101: The Quiet Shock Absorbers

By Kayla Schmiler on 23 Apr, 2026

When people talk about investing, stocks usually steal the spotlight. But bonds quietly do a lot of the heavy lifting, especially as you move closer to retirement. Let me start you off with a simple question – have you ever road a bike and hit a pothole? Feeling that jolt throughout your body. Now, imagine … Bonds 101: The Quiet Shock Absorbers
Q1 2026 – Risks, resilience, and the boring stuff

By Christian White on 23 Apr, 2026

The first quarter of 2026 reminded investors just how quickly markets can shift. While the year began with optimism around easing inflation and the potential for future interest rate cuts, markets were ultimately challenged by a sharp rise in geopolitical risk and renewed inflation concerns. Escalating conflict in the Middle East disrupted global energy supplies, … Q1 2026 – Risks, resilience, and the boring stuff
So What Happens Next?

By Alain Quennec on 21 Apr, 2026

The human population on this planet is set to crest in 50-ish years and then slowly crawl downwards, absent a disaster like the 1918 Spanish Flu, which caused a population decline somewhere between 2% and 5% (we weren’t so good at counting back then), and subsequently caused (along with the Second World War) a significant … So What Happens Next?
Your Savings Options Explained: RRSP, TFSA, and FHSA

By Ryan Gee on 21 Apr, 2026

Let’s set the scene. It is the end of the day, and you are now finally able to relax for the evening. As you sit down on your cozy couch in your living room to relax, your brain starts to ponder your mental to-do list. You have managed to set aside some extra cash throughout … Your Savings Options Explained: RRSP, TFSA, and FHSA

Minimizing taxes

Preparing for retirement

Saving for your goals
A Partnership That Helps Keep Families Close

By Stephanie Mosher on 21 Apr, 2026

At Ronald McDonald House BC & Yukon, the heart of our work is simple but powerful: keeping families together when it matters most. Every year, thousands of families from across British Columbia and the Yukon must travel far from home so their child can access specialized medical care. In the midst of uncertainty, stress, and … A Partnership That Helps Keep Families Close

Charitable Giving
Changes to the Property Tax Deferment Program

By Jon Knutson on 21 Apr, 2026

The BC provincial government release d its 2026 budget , which included proposedchanges to the terms of the property tax deferment program. Background Many BC homeowners use the province’s Property Tax Deferment Program, which lets themdefer property taxes on their principal residence through a low-interest provincial loan. Historically, interest was “simple interest,” sheltering participants from … Changes to the Property Tax Deferment Program

Minimizing taxes
The RGF Integrated Wealth Management James E Rogers Leadership Scholarship

By Jon Knutson on 20 Apr, 2026

The RGF Integrated Wealth Management James E Rogers Leadership Scholarship seeks to recognize anindividual who demonstrates positive leadership impact in the community. We believe in the right toeducation and want the next generation to have the opportunity to pursue their higher education goals. Scholarship Amount: $5,000 For application instructions and more details, please go to … The RGF Integrated Wealth Management James E Rogers Leadership Scholarship
Why Diversification & Diligence Matters in Uncertain Times

By Bryson Milley on 20 Apr, 2026

Over the past few weeks, the military conflicts in the Middle East have dominated headlines and contributed to increased market volatility. During periods like these, it is natural to feel uncertain about your investment portfolio. However, this is a great time to remain diligent and revisit one of the most important foundations of your investment … Why Diversification & Diligence Matters in Uncertain Times
The Workout to Conquer Cancer!

By Bryson Milley on 19 Apr, 2026

The Workout to Conquer Cancer benefiting the BC Cancer Foundation is our chance to support cancerresearch and patient care, all while engaging in a fun and healthy activity. This event brings togetherpeople of all fitness levels to participate in a variety of workouts, from yoga and pilates to high-intensityinterval training and dance, for a minimum … The Workout to Conquer Cancer!
Spring Cleaning Tips – For Your Finances

By Anne Hammond on 13 Apr, 2026

Spring is often when we think about cleaning up our homes and our yards, getting prepared for summer. It’s also a good time to think about organizing our finances as we file our tax returns and receive our Notices of Assessment. Here are a few tips for sprucing up your finances this spring: Happy spring … Spring Cleaning Tips – For Your Finances
B.C. Property Tax Deferment

By Tara Ennevor on 25 Mar, 2026

The B.C. government has announced changes to the Property Tax Deferment Program that will apply to property taxes deferred for 2026 and later (subject to approval by the Legislative Assembly and any necessary regulation changes). What’s changing for 2026 and beyond Source: Government of British Columbia What’s not changing Important for automatic renewals: How to … B.C. Property Tax Deferment

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Takeaways

Your Retirement

Retirement requires a strategy that integrates your various sources of income to generate your desired income. Some of the important issues include coping with inflation, minimizing income tax payable, managing competing demands, and balancing multiple goals. We use our disciplined process to determine what strategies will best suit you.

Your Savings Options Explained: RRSP, TFSA, and FHSA

By Ryan Gee on 21 Apr, 2026

Let’s set the scene. It is the end of the day, and you are now finally able to relax for the evening. As you sit down on your cozy couch in your living room to relax, your brain starts to ponder your mental to-do list. You have managed to set aside some extra cash throughout … Your Savings Options Explained: RRSP, TFSA, and FHSA

Minimizing taxes

Preparing for retirement

Saving for your goals
A Partnership That Helps Keep Families Close

By Stephanie Mosher on 21 Apr, 2026

At Ronald McDonald House BC & Yukon, the heart of our work is simple but powerful: keeping families together when it matters most. Every year, thousands of families from across British Columbia and the Yukon must travel far from home so their child can access specialized medical care. In the midst of uncertainty, stress, and … A Partnership That Helps Keep Families Close

Charitable Giving
Changes to the Property Tax Deferment Program

By Jon Knutson on 21 Apr, 2026

The BC provincial government release d its 2026 budget , which included proposedchanges to the terms of the property tax deferment program. Background Many BC homeowners use the province’s Property Tax Deferment Program, which lets themdefer property taxes on their principal residence through a low-interest provincial loan. Historically, interest was “simple interest,” sheltering participants from … Changes to the Property Tax Deferment Program

Minimizing taxes
The Spirit of Giving All Year Long

By James Huynh on 16 Mar, 2026

The spirit of giving, whether it’s charitable or otherwise, is usually front of mind for a lot of people every year as December rolls around. As obvious as it seems, even though it’s no longer the holiday season, the spirit of giving can extend year-round! Earnestly, I’ve only come to understand that myself in the … The Spirit of Giving All Year Long

Charitable Giving
Case Study: Thoughtful Planning for RESP Contributions

By Nick Hearne on 30 Jan, 2026

Jack and Jill are excited to welcome their granddaughter, Kate, to the family and would like to set aside funds to help her with future post-secondary education costs. They plan to contribute the lifetime maximum of $50,000 to a Registered Education Savings Plan (RESP) for Kate and currently have this cash available. An RESP is … Case Study: Thoughtful Planning for RESP Contributions

Helping dependents

Saving for your goals
Smart Wealth Transfer to Adult Children: Using FHSAs, TFSAs, and RESPs

By Cecilia Tsang on 30 Jan, 2026

For many families, supporting the next generation is a core financial value. Parents and grandparents often want to help their adult children (or grandchildren) get ahead, whether that means saving for a first home, investing early for long-term growth, or reducing the burden of education costs. The challenge? Doing so strategically, tax-efficiently, and without triggering … Smart Wealth Transfer to Adult Children: Using FHSAs, TFSAs, and RESPs

Helping dependents

Minimizing taxes

Retirement Transition
The Role of the Executor

By Alyssa Mitha, JD (CA), JD (US), TEP, MFA-P™ on 30 Jan, 2026

The death of a loved one is a significant emotional event, and navigating the administration of their estate can be complex. Central to this process is the executor – also known in some provinces as the estate trustee or liquidator (in Quebec). The executor plays a crucial legal and fiduciary role in ensuring the deceased’s … The Role of the Executor

Estate Planning
Important Year-End Tax Filing Information 2026

By Alyssa Mitha, JD (CA), JD (US), TEP, MFA-P™ on 30 Jan, 2026

To help you organize for the upcoming tax season, here is some pertinent information regarding estimated tax receipt mailing dates. Document Mailing Deadline RRSPContribution Receipts Investors will receive an RRSP contribution receipt for any contributions made after the first 60 days of 2025 and one or more separate contribution receipts for any contributions made in … Important Year-End Tax Filing Information 2026

Minimizing taxes
RDSP Basecamp: Learning the Basics of an RDSP and How It Can Help You

By Ryan Gee on 13 Jan, 2026

Sometimes I ask myself, “Are our clients utilizing all the savings plans offered by our government?” For example, one type of government savings plan is the RDSP or Registered Disability Savings Plan. It is a long-term plan designed to help individuals (i.e. beneficiaries) with disabilities and their families to save for the future. To qualify … RDSP Basecamp: Learning the Basics of an RDSP and How It Can Help You

Helping dependents

Minimizing taxes
Emotions and Equities —The Dissection of a Market Correction

By Christian White on 24 Oct, 2025

Case Study: Jack and Jill, both 60, are a few years from full retirement. They own a mortgage-free townhouse and have accumulated $1.5 million in retirement assets split evenly between fixed income and global equities. Jill has a defined benefit pension of $3,400/month starting at age 62. They also hold $350,000 in cash from downsizing … Emotions and Equities —The Dissection of a Market Correction

Managing Cash Flow and Debt
Navigating Medical Expenses from a Tax Perspective

By Eric Burrough on 23 Oct, 2025

Dealing with unforeseen medical complications can be stressful. This stress is only compounded when trying to determine the best way to claim your medical expenses for tax purposes. If you have ever felt overwhelmed, you are not alone. Here is an overview and a few strategies to help you navigate your medical expenses in the … Navigating Medical Expenses from a Tax Perspective

Minimizing taxes

Protecting your Health
Feeling the Squeeze

By Mark Neufeld on 23 Oct, 2025

If you’re supporting both aging parents and dependent children, you’re part of the “sandwich generation”– typically adults in their 40s to 60s who find themselves caring for loved ones on both ends of the age spectrum. It’s a demanding and often overwhelming phase of life. But with the right strategies, you can manage the pressure … Feeling the Squeeze

Assisting parents

Helping dependents
5 Ways to Make Your Executor’s Job Easier

By Debbie Saleem on 18 Aug, 2025

Let’s be honest – no one wants to think about dying. But if you’ve taken the time to write a will and name an executor, you’re already ahead of the curve. But naming someone to carry out your wishes is just the first step. The real kindness comes in making their job as easy as … 5 Ways to Make Your Executor’s Job Easier

Estate Planning
Financial Impacts of Losing a Spouse

By Anthony Ma on 17 Jul, 2025

Losing a spouse or close family member is one of life’s most emotionally devasting experiences. Amidst the grief, there is a new financial reality that sets in. From funeral costs to a sudden change in household income, the loss can alter financial stability just as deeply as it shakes emotional foundations. The theoretical case study … Financial Impacts of Losing a Spouse

Estate Planning

Minimizing taxes
Smart Financial Planning for Your Vacation

By John Hale on 17 Jul, 2025

Planning a vacation is exciting, but without careful budgeting, your dream getaway could lead to post-trip financial stress. For Canadians, fluctuating exchange rates, high travel costs, and seasonal pricing make financial planning even more essential. Here’s how to prepare for a well-earned break while keeping your finances in check. Set a Realistic Travel BudgetBefore booking, … Smart Financial Planning for Your Vacation

Travel & Leisure

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RESOURCES

Legal Resources

LegalShield

LegalShield is a prepaid legal services expense plan which provides affordable, accessible legal support to its members. Members pay a monthly fee for legal services plans, with options for Individuals, Families and/or Small Businesses. Plans include advice, consultation, representation & document preparation. Details of the legal services provided, and limitations, are outlined in the terms of the online contracts. An optional additional service includes Identity Theft Protection.

LegalShield utilizes a network of provider law firms to offer legal services to their members and covered family members.

Disclosure:

1) LegalShield is a third party provider, with a referral relationship with RGF Integrated Wealth Management Ltd. (RGFI).
2) RGFI is paid a referral commission by LegalShield for all clients referred by RGFI and its associates.
3) Neither RGFI or its associates directly or indirectly provide legal services, representation or advice. You will indemnify and hold us harmless from any and all losses, liabilities, costs and expenses resulting from your relationship with Legal Shield.

By clicking I Accept, you are acknowledging that you understand and agree to the above terms regarding RGFI’s relationship with LegalShield, and will be taken to the LegalShield sign-up portal where you can view details of LegalShield plans.

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RESOURCES

Mortgages & Debt Management

Mortgage and debt management is an important element of your financial plan.

Pilot Mortgage Group is one of the top mortgage brokerage companies in Canada. They work with over 50 different lenders to secure the best mortgage financing for your specific needs. Pilot also has a large emphasis on ongoing mortgage management that ensures your mortgage remains the right fit. Should you wish to get started with Pilot, you can start on the online application below or speak with our advisory team to hear more about how they may be able to help you with your upcoming financing needs.