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Spending Patterns in Retirement

There are three stages to retirement – the first stage is called the ‘Go-Go’ stage, the second the ‘Slow-Go’ stage and the third is the ‘No-Go’ stage.

Total Return Investing Versus Income Investing in Retirement

There are two main approaches to generating an income. The first is called income investing; this is implemented by focusing on the yield of the underlying investments to generate your desired income (specifically dividend and interest income).

Hold on Dorothy, We’re Way Beyond Kansas Now!

In the Land of Oz and the ever-evolving landscape of the stock market, a phenomenon that should capture the attention of investors is a tornado-like concentration of market value within a select few companies.

Money and Your Mental Health

Many people believe that managing their money is only about math, but did you know that your mental health is related to your money too?

Quarterly Commentary – January 2024

Is it just me, or does it feel like we have been dealing with an uncertain economy for a long time? It has only been 2 years since things began to slide, but it feels like a decade!

January 2024 Update

Here is a recap of the most recent stock market performance…

Market Commentary – Q4 2023

Q3 is in the books and like you, I’m sure it’s one I would rather forget quickly and look to Q4 for some positive performance!

Q4 Market Commentary

Progress against inflation helped both bonds and stocks over the last quarter, as the need for additional interest rate hikes has waned.  Looking forward, we thought you would be interested in the 2024 outlook report from Capital Group.  Capital Group provides a thorough update at the beginning of each year that provides their perspective on Q4 Market Commentary

Q4 2023 Capital Markets – Recap

2021 was a great year for global equities. 2022 was a poor year for global equities. 2023 was a great year for global equities. Up, down, up…make up your mind, will ya!

What is an RESP and Why Should I have One?

As the parent of two teenagers, I think I have a good idea of what it costs to raise them. Over time, costs transition from diapers and new clothes as they continuously outgrow them, to paying for activities and increased food consumption in their teenage years.