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April 2022 Update

On March 10th, we had our most recent online seminar with local gardening guru Brian Minter. Brian has been sharing his wealth of knowledge with Canadian gardeners since 1970 through newspapers, radio and his Canadian best-selling book “Brian Minter’s New Gardening Guide – Fresh Approaches for Canadian Gardeners”.

Quarterly Commentary – April 2022

It’s safe to say 2022 has been “interesting”, but I’m not ready to write it off just yet. In my opinion, this is a big year for transitions, of which there are 3… Covid, interest rates/inflation, and the geopolitical world order… and until the dust settles on these transitions, things will likely remain in a state of flux.

In-Kind Donations to Charities

With all that is going on in the world, gifting to those in need is top-of-mind right now. Cash gifts are the most common way to donate to charities – it’s simple and provides you with a tax credit.

Q1 2022 Capital Markets – Recap

On November 21st, 2008, the Globe and Mail, published an article called “Cheap stocks that nobody wants” This was a scary time for everyone.

Random Thoughts – 05

Interest rates are on the rise. Central banks only control short-term rates, the bond market via mortgage lenders controls the rest.

Review Your Variable Rate Loans in light of Higher Interest Rates

On March 2nd, 2022, the Bank of Canada increased its overnight interest rate by 0.25% to 0.50%, in what is widely expected to be the first of a series of small rate hikes this year to cool the economy and tame inflation.

Protecting your Income

Disability insurance coverage is often not fully understood, and even more often, overlooked.

What does Life Expectancy Actually Mean?

Life expectancy is one of the most misunderstood aspects of retirement income planning – yet, it is one of the most important factors. Most people assume that life expectancy is the same as lifespan. This is not correct. Instead, life expectancy is a median number of years – such that 50 percent of a particular What does Life Expectancy Actually Mean?

Tax Slips and Deadlines

​As we make our way through the first months of 2022, we all begin to turn our attention to tax time.

Random Thoughts – 04

​Living life with mindfulness and intent is important. Knowing what you want, planning to get it, and setting in motion the actions to realize your wishes is the way to go about it.