Uncategorized

Quarterly Commentary – April 2021

Looking back at the last year, and well, not much has changed since late April 2020. We are still primarily working from home, we still have travel restrictions, and eating out still seems an uneasy conversation.

Federal Budget Updates

The Federal Government introduced its updated budget on April 19th.

Planning Considerations for Employee Stock Options

Employee Stock Options (ESOs) provide an employee with the right, but not the obligation, to purchase shares of the employer’s company at a set price within a defined timeframe.

Budget 2021 Highlights

I wanted to share some of the 2021 Budget highlights. Feel free to give me a call if you have any questions or simply wanted to discuss further.

Restricted Share Units

​Restricted Share Units (RSUs) are a type of equity compensation that may be awarded to an employee.

Performance Share Units

​Performance Share Units (PSUs) are very similar to Restricted Share Units (RSUs).

Deferred Share Units

Deferred Share Units (DSUs) are notional units granted to an employee that mirror the market value of the employer’s common shares and do not represent actual share ownership.

Equity Compensation Plans

Equity compensation is a non-cash benefit that may be awarded to an employee. This form of compensation provides a variable and potentially lucrative component to a pay package.

The Power of Compounding

According to Albert Einstein, “compound interest is the most powerful force in the universe.”

Portfolio Principles

It is not possible to predict the future, so we don’t. However, we can use probability analysis and learn from the past to make the best decisions possible based on your appetite for risk and financial plans.