ARTICLES BY CATEGORY: business-owners
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Benefits of Segregated Funds
By Reg Sangha on 04 Jul 2023
In the world of financial planning, we match the investment product with the purpose and intention for the funds being used.
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Case Study: Retirement Investing for Small Business Owners
By Linson Chen on 07 Oct 2022
You have excess cash that is accumulating in your corporation that you do not need for personal or business purposes.
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Sharing is Caring
By on 02 Oct 2017
Do you ever find that you can rationalize putting off important responsibilities because they may be painful or cause discomfort?
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2017 Federal Budget – Thoughts
By on 03 Apr 2017
The Federal Budget was delivered in Parliament on March 22, 2017. From a tax perspective, it could be referred to as “The Budget That Wasn’t”.
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Disability Insurance for Business Owners
By on 02 Jan 2017
If your business depends on your ability to actively generate income, your absence due to disability can have a significant impact on your financial well-being.
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Financial Planning for Small Business Owners
By on 01 Jan 2015
On the training day for my first job as a dishwasher, I was told to imagine I was a business owner. “The better your business washes dishes,” I was told, “the more money your business will make.”
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Tax-advantaged Health Spending
By Jon Knutson on 01 Jan 2014
If you own a small business and are tired of paying medical and dental bills for you and your family with personal after-tax dollars, you should investigate a little-known section of the Income Tax Act.
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Personal Corporations and Retirement Income Planning
By on 01 Apr 2013
Many of our clients who operate a small business or professional practice in law, medicine, real estate, or accounting will be incorporated.
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It’s our Anniversary!
By on 01 Jan 2013
Rogers Group Financial was founded in 1973 by Jim Rogers, so we are about to celebrate our 40th year in business!
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Family Business Succession, Estate Equalization and Wills Variation Act
By on 20 Dec 2017
When dealing with the estate planning of a family business, it is particularly important to consider the issue of estate equalization. One of the common objectives in a family business succession plan is to treat the children fairly and/or equally.
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How Much Risk Can You Tolerate? Part 3 of 3
By on 20 Dec 2017
Over the past two months we have examined some of the risks that challenge most of us. It is almost impossible to avoid risk entirely. Knowing where the pitfalls lie and planning for them will certainly help.
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Protecting Your Greatest Asset
By Cecilia Tsang on 20 Dec 2017
Most of us want to protect the things that we have worked so hard to acquire. We make sure that we have home insurance to protect our homes and car insurance to protect our cars. Every time we purchase an electronic item, we are asked if we want to buy insurance on it, or extend the warranty, in case it breaks. We may also research and secure life insurance to ensure that our loved ones will be financially secure in the unfortunate case of our passing.
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Beneficiary Designations – benefits and considerations
By on 20 Dec 2017
Individuals have the option to designate beneficiaries directly on assets such as registered plans, investment and insurance products and annuities. Electing this option results in the proceeds of an asset to by-pass the estate and flow directly into the hands of a beneficiary (or beneficiaries). Naming beneficiaries is an important estate planning tool and some of the key benefits are provided below: