ARTICLES BY CATEGORY: buying-a-home
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Case Study: Buying a Recreational Property
By Bryson Milley on 16 Oct 2024
Having a recreational property is really something special. Homes are where parents parent, but at the cottage/cabin/camp, parents are “way more fun!”
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Intergenerational Transfer of Wealth Using the First Home Savings Account
By Debbie Saleem on 11 Jan 2024
If you own a home, you may have assumed that the new First Home Savings Account (FHSA) is of no use to you. But have you considered using it as a tool to transfer a portion of your wealth to an adult child or grandchild?
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First Home Savings Accounts – Available Soon
By Jon Knutson on 04 Jul 2023
Buying a home can be a challenge for many Canadians. Fluctuations in home prices, along with increased interest costs play a huge part in a first-time homebuyer’s ability to afford a home.
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Making the Best Use of Your Home Equity in Retirement
By Rick Orford on 20 Oct 2018
In the past 10+ years, Vancouver homeowners have enjoyed significant increases in property values. In some cases, property values have increased 2x and 3x
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What to Look for When You Buy Home Insurance
By Kevin McLean on 27 Apr 2018
‘Water is the new fire’ says the Insurance Bureau of Canada (IBC)
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The Right Kind of Mortgage Protection
By Shaun Sun on 03 Jul 2017
If you’ve had to obtain a mortgage to purchase a home or condo, you will have noticed the number of times insurance was discussed.
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Debt Management and Mortgage Services
By Mark Neufeld on 03 Apr 2017
If you are seeking a new mortgage, or have a mortgage that is coming up for renewal soon, then this article is for you.
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Q and A: Should I purchase mortgage insurance through my lender?
By on 01 Apr 2016
If you are looking to purchase a home, you should discuss your options with your Rogers Group Financial advisor.
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BC Provincial Budget 2016
By Anne Hammond on 01 Apr 2016
On February 16th, the BC government did the first reading of its 2016 provincial budget. As always, there is both good and bad news for BC residents, depending on their personal situations. Here are some of the highlights.
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RRSPs – Taking Money Out Before Retirement
By on 01 Apr 2016
A Registered Retirement Savings Plan (RRSP) is a financial planning tool which is widely used by Canadians. A common assumption is that the funds in this account should not be touched until that glorious era of your life – retirement.
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Your Estate Planning, Taking a Second Look
By Anne Hammond on 01 Oct 2014
On February 16th, the BC government did the first reading of its 2016 provincial budget. As always, there is both good and bad news for BC residents, depending on their personal situations. Here are some of the highlights.
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The One Thing
By Brett A. Simpson on 01 Oct 2013
In the 1991 movie “City Slickers”, Curly (Jack Palance) asks Mitch (Billy Crystal): “Do you know what the secret to life is?”
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Should I get mortgage insurance through the bank?
By Cecilia Tsang on 13 Mar 2025
This is a question that I am asked often. Mortgage insurance through the bank is often activated, sometimes unknowingly, or without much thought or understanding, when signing the many pages of mortgage paperwork. This is because the default at most banks when obtaining a mortgage is that you automatically sign up for the insurance. Typically, … Should I get mortgage insurance through the bank?
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The Short End of the Warranty
By John Hale on 17 Jul 2024
My wife and I recently ran into a common problem faced by many homeowners. When we went to turn on the hot water the other morning, to our dismay, the hot water tank had failed sometime during the night…
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The Home Buyers’ Plan (HBP)
By Chris Eynon on 15 May 2024
The Home Buyers’ Plan (HBP) offers help to those striving for homeownership, enabling tax-free withdrawals from Registered Retirement Savings Plans (RRSPs) to fund a down payment.
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First Home Savings Accounts (FHSA)
By Shaun Sun on 20 Oct 2022
Saving to buy your first home? Here are 5 things you should know about the new Tax-Free First Home Savings Account (FHSA)
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Mortgage Rates in a Rising Interest Rate Environment
By on 16 Jun 2022
Raising interest rates is the Bank of Canada’s (BoC) weapon of choice to combat inflation.
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Why Use A Mortgage Broker?
By Cory Hill on 20 Dec 2017
Today, we recommend that our clients enlist the services of mortgage brokers when buying property or renewing their mortgages. Gone are the days of automatically renewing one’s mortgage or leveraging a long-standing relationship with a local bank branch to secure financing. While, in the past, this was the business norm, in the highly competitive mortgage arena, clients get the best combination of rates and terms by having a professional mortgage broker shop the market for them.
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How will the new Federal Government impact your finances?
By Mark Neufeld on 20 Dec 2017
Changes are coming with the new Federal government. Not all the details are known yet, but here is a brief summary of some of the changes that may impact your finances: