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RRSP Deadline and Deposit Options

The formal deadline for RRSP deposits is March 1st, 2023.

2022 Retrospective

It goes without saying that 2022 is the year investors would rather forget. As the following graphs show, other than energy stocks and physical commodities (natural gas, nickel & food related commodities), there wasn’t anywhere to hide from the only factor that mattered: Central Banks.

January 2023 Update

Stock market performance in the 4th quarter of 2022 was positive – you can see from this chart that most of the major stock markets increased in value…

Market Commentary – Q4 2022

Another year is in the books, and it was an interesting one to say the least! At the end of 2021, clients (and advisors) were very happy with their end-of-year values, especially coming off the previous year’s pandemic and supply chain interruptions.

Quarterly Commentary – January 2023

Another year is in the books and it was an interesting one. Inflation began to rear its head early in the year, followed shortly by the Russian invasion of Ukraine, followed shortly by regular and material increases in interest rates to combat inflation.

New Savings Options and Tax Changes For 2023

It’s not often that a new calendar brings interesting new savings and tax changes, but 2023 is an exception.

Random Thoughts – 06

Real estate was surging in 2021 right through early 2022, when general inflation was 2% or so. Now inflation is 7% or so, and housing prices are dropping.

Today is the Present

What present are you giving yourself for Christmas this year?

Are You Stuck in a Rut

Do you have a habit or a pattern of behaviour that has become unproductive and hard to change?

Do human rights get enough attention from ESG investors?

As environmental, social and governance (ESG) issues factor into more investment decisions, critics say one element is often overlooked: the human rights records of businesses. When clients initiate a discussion, the ‘E,’ for environmental performance, is at the forefront, says Linson Chen, a financial advisor at RGF Integrated Wealth Management in Vancouver. The ‘G’ of Do human rights get enough attention from ESG investors?