When it comes to retirement income planning, there is no perfect strategy or simple solution. Every individual’s situation is different and, as such, everyone will have a different strategy on how best to generate their required income in retirement. However, there are a few fundamentals that apply to everyone when designing a retirement income planning … Income in Retirement
Trump and Tariffs Again Four years ago, did you think we would be talking about Trump moving back into the White House?! I know I didn’t! But here we are, and the big topic is again… tariffs. Thus, as a refresher, here is the commentary I shared in the summer of 2018… “What’s old is … Quarterly Commentary – January 2025
I often meet with families who are looking to save money on taxes, but also give to their favourite charities. Most Canadians who give money to charity usually do so by writing a cheque. But did you know there are other ways to give, that may provide more tax and estate planning benefits than simply … Charitable Giving Strategies
In the world of investing, volatility often gets a bad reputation. For many, it conjures up images of erratic price swings and uncertainty. However, for the disciplined long-term accumulator of wealth, volatility is not an enemy to fear—it’s a powerful ally. Volatility represents the degree of price fluctuation in financial markets. While it may seem … Volatility: An Accumulator’s Best Friend
Don manages the family’s investments, which are 95 per cent in stocks that “have done okay.” Their retirement spending goal is $120,000 a year after tax…. Read more on the The Globe and Mail
Trying to predict stock returns with any degree of certainty is not recommended. But when it comes to planning for long-term financial goals like retirement or post-secondary education, experts say certain assumptions need to be made… Read more
As of this writing in mid-December 2024, Tesla is the most valuable automotive company in the world. As a matter of fact, with a market value of $1.44 trillion USD, it’s worth more than the entire remainder of the world’s car industry ($1.23 trillion USD).
Since the US election earlier this month, I have been wanting to write a commentary, trying to put some perspective on things.
Markets have been doing well this year and many investors have been rewarded with strong returns for their patience, sticking to their long-term investment plans coming out of 2022 & 2023.
This quarter highlighted the continued resilience of the global markets with inflation continuing to cool and expectations of further interest rate cuts.
