April 2025 Update
As January comes to a close, the Bank of Canada has just reduced its policy rate by another 25 basis points to 3% while the US Federal Reserve rate remains unchanged, resulting in a difference of more than 1% between them.
As January comes to a close, the Bank of Canada has just reduced its policy rate by another 25 basis points to 3% while the US Federal Reserve rate remains unchanged, resulting in a difference of more than 1% between them.
As we progress through the first half of 2025, the global financial landscape is once again being shaped by a dynamic mix of geopolitical tensions, economic shifts, and investor sentiment. The year has opened with heightened volatility across nearly all major markets, driven largely by trade policy disputes, regional conflicts, and uncertainty around global interest … Global Markets in 2025: A Year of Volatility, Resilience, and Perspective
Appropriate phrases for the current global financial situation as created by President Trump: “It’s a riddle wrapped in a mystery inside an enigma!” – Winston Churchill “The dumbest trade war in history!” – The Wall Street Journal (stated many times recently) “Canada? We’re picking a fight with our most reliable and pleasant friend, the labradoodle … Stay Focused
If recent market fluctuations have your head spinning, you’re not alone! This brief story explains that tariffs are complex, have unintended consequences, and are often misunderstood. What are tariffs? Who imposes them and why? How do they impact global markets, your portfolio, and your pocketbook? Once upon a time, there were two magical countries: Narnia … A Tale of Two Chocolate Bars
STAYING FOCUSED Appropriate phrases for the current global financial situation as created by President Trump… “It’s a riddle wrapped in a mystery inside an enigma!” – Winston Churchill “The dumbest trade war in history!” – The Wall Street Journal (stated many times recently) “Canada? We’re picking a fight with our most reliable and pleasant friend, … Quarterly Commentary – April 2025
I have been working more and more with clients who want to pass as much wealth onto their family as possible, without the government taking a large chunk. An important part of this planning is understanding what you can do to keep more wealth in your family’s pocket. According to Chartered Professional Accountants Canada, more … Planning for Probate
Taxes are the biggest expense Canadians face, and we often help clients plan for their future tax bill.I’ve recently had several clients ask about Immediate Financing Arrangements (IFAs) -they’ve heard the term thrown around but are not sure what they are and how they can help. Immediate Financing Arrangements can be a solution to help … Immediate Financing Arrangements
The term “asset allocation” is one you may have heard if you’ve participated in financial planning or long-term investing. It’s a term that gets thrown around a lot in the investment world. Simply put, this is how investors divide (or allocate) their total investments to different types of assets, such as stocks, bonds, preferred shares, … Maximizing Returns: The Asset Location Advantage
As January comes to a close, the Bank of Canada has just reduced its policy rate by another 25 basis points to 3% while the US Federal Reserve rate remains unchanged, resulting in a difference of more than 1% between them.
Investing for the long term requires a calm and disciplined approach, often in contrast to the emotional pull of current events and political headlines. Markets are inherently forward-looking, driven by expectations of corporate earnings and profits, investor sentiment, and social & economic factors. History shows that while political changes and geopolitical events can cause short-term … Maintaining a Risk-Aware Approach When Faced with Geopolitical Uncertainty